Today, I realize, that I have little control over my money no matter the amount, when it's in a financial insitution.

What with fees and charges and interest and whatever else the bank feels like adding or subtracting from MY MONEY.

What gives them the right?

I give them MY MONEY, MY MONEY, and they treat it like its theirs.

Here is what happened:

I opened an account with my bank over a year ago, as I was unhappy with my previous bank for other reasons. Anyway, from day one, I have been happy with my bank over all.

They dont charge outrageous fees if I happen to mess up and bounce a check, and they are very understanding when I have to file a dispute about a fradulent charge.

But for the last 6 months, they have been charging me a fee for not using bill pay.

Most banks offer free bill pay, but my bank, even though its free, charges you if you don't use it.
I write checks to pay bills, or use a direct payment method.

I have had bad experiences with bill pay in the past, at my expense and I was not interested in it happening again, so I wasn't using it.

I really had no desire to, until they started charging me for not using it.
So to keep things fair, I used it last month, to make two payments, to avoid the fee being taken from MY MONEY again, and what do they do??

They charge me AGAIN???

So I call them up and politely ask why?

"OH, You have to make 3 or more payments to avoid the fee"


sigh...I hate the bank.
NOT just my bank, or this bank, or that bank, just THE bank.

I wish I could just live on cash, and never have to give my hard earned dollars to a bank ever again.

I admit that I have have control issues, and this tries my paitence in ways I never imagined.

So without much ado, I will once again leave this bank and say adios, I have had it with the abuse of MY MONEY.

Good bye 1st bank of Colorado, you suck and I think everyone should know about it!!

I am joining up with Chris's bank this weekend, he has much more pleasant things to say about his bank, so lets give them a try shall we?

...and if that doesn't work then I will resort the the old coffee can in the cupboard trick....and just forget the banks where your money is supposed to be safe.

Safe.. right, hahahahahaha, banks don't know what safe is..they need to nickle and dime us to poverty to make themselves worthy.


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